Do not choose based only on an advertisement or the loan amount. Verify the business identity, understand the repayment structure, use official channels and question any unclear upfront payment request.
Make sure you know who you are dealing with and use the official channels displayed on the business website.
Understand the loan amount, term, repayment schedule and total amount payable before agreeing.
Do not give your OTP, PIN or online-banking password to anyone requesting them through messages.
The initial check starts through WhatsApp. First-loan amounts considered are RM1,000 to RM5,000, subject to eligibility assessment.
Scammers can copy names, images and logos. Verify the channel you are using before sharing information.